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Compare personal loans

Estimated APR, monthly payment ranges, and repayment terms — side by side. Rates may vary by lender.

No guaranteed approval. Compare total cost including fees before proceeding. Continue to lender or partner for full terms.

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Commonwealth Bank Personal Loan

Commonwealth Bank

Personal
APR 7.25–22.25%
Amount A$4k–A$50k
Term 12–84 mo
Speed ⚡ Same day for eligible customers

Best for: This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

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Westpac Car Loan

Westpac

Auto
APR 6.49–12.99%
Amount A$5k–A$100k
Term 12–84 mo

Best for: This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

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Harmoney Personal Loan

Harmoney

Personal
APR 5.76–24.03%
Amount A$2k–A$70k
Term 24–84 mo
Speed ⚡ Fast online approval, funds within 24 hours

Best for: This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

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Plenti Secured Car Loan

Plenti

Auto
APR 7.49%
Amount A$5k–A$75k
Term 36–84 mo
Speed ⚡ Personalised rate in as little as 60 seconds; average settlement about 24 hours

Best for: This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

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Westpac Personal Loan

Westpac

Personal
APR 7.0–21.99%
Amount A$4k–A$50k
Term 12–84 mo
Speed ⚡ Same day for eligible customers

Best for: This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

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CommBank Secured Car Loan

Commonwealth Bank

Auto
APR 6.79–10.79%
Amount A$4k–A$120k
Term 12–84 mo

Best for: This loan is ideal for Australian residents seeking a vehicle loan with fixed rates and the added benefit of discounts for eco-friendly cars.

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Liberty Financial Personal Loan

Liberty Financial

Personal
APR 5.67–24.99%
Amount A$3k–A$80k
Term 36–84 mo
Speed ⚡ Get personalised rate in minutes

Best for: This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

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NAB Secured Car Loan

NAB

Auto
APR 6.74–13.54%
Amount A$10k–A$100k
Term 12–84 mo
Speed ⚡ Same day approval with funds within one business day after agreement

Best for: This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

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NAB Personal Loan

NAB

Personal
APR 7.5–12.99%
Amount A$5k–A$55k
Term 12–84 mo
Speed ⚡ Apply online

Best for: This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

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Plenti Personal Loan

Plenti

Personal
APR 6.17–24.09%
Amount A$2k–A$75k
Term 12–84 mo
Speed ⚡ Funds in as little as 24 hours from approval

Best for: This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

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ANZ Personal Loan

ANZ

Personal
APR 7.49–19.99%
Amount A$5k–A$75k
Term 12–84 mo
Speed ⚡ Apply online

Best for: Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

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