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Compare personal loans

Estimated APR, monthly payment ranges, and repayment terms — side by side. Rates may vary by lender.

No guaranteed approval. Compare total cost including fees before proceeding. Continue to lender or partner for full terms.

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MOGO Car Loan Kenya

MOGO Kenya

Auto
APR 18.0–36.0%
Amount KSh100k–KSh2.5M
Term 6–48 mo
Speed ⚡ Fast approval, same-day disbursement possible

Best for: This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

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Stanbic Affordable Housing Loan

Stanbic Bank

Mortgage
APR 8.99–12.0%
Amount Up to KSh10

Best for: This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

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I&M Bank Car Loan

I&M Bank

Auto
APR 14.0–18.0%
Amount KSh500k
Term 12–48 mo
Speed ⚡ 3-5 business days

Best for: Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

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National Bank of Kenya Personal Loan

National Bank of Kenya

Personal
APR 14.0–18.0%
Amount KSh50k–KSh3M
Term 12–60 mo
Speed ⚡ 2-5 business days

Best for: This loan is best for individuals seeking unsecured financing with flexible repayment terms, especially those with stable salaries.

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Watu Gari Car Finance

Watu Gari

Auto
APR 20.0–36.0%
Amount KSh200k–KSh5M
Term 12–48 mo
Speed ⚡ 48 hours

Best for: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

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Ecobank Kenya Personal Loan

Ecobank Kenya

Personal
APR 11.0–15.0%
Amount KSh20k–KSh3M
Term 12–60 mo
Speed ⚡ 2-5 business days

Best for: This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.

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DTB Car Finance

Diamond Trust Bank

Auto
APR 13.0–17.0%
Amount KSh500k
Term 12–72 mo
Speed ⚡ 3-5 business days

Best for: This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

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Co-operative Bank Personal Loan

Co-operative Bank

Personal
APR 15.0–18.0%
Amount KSh10k–KSh5M
Term 12–72 mo
Speed ⚡ 2-5 business days

Best for: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

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KCB Car Loan

KCB Bank

Auto
APR 14.0–19.0%
Amount KSh500k
Term 12–60 mo
Speed ⚡ Quick processing through KCB branches

Best for: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

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DTB Personal Loan

DTB Kenya

Personal
APR 14.0–17.0%
Amount KSh50k–KSh3M
Term 12–60 mo
Speed ⚡ 2-5 business days

Best for: This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

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Stanbic Bank Vehicle Loan

Stanbic Bank Kenya

Auto
APR 13.0–18.0%
Amount KSh500k
Term 12–60 mo
Speed ⚡ 3-5 business days

Best for: It's best for Kenyan citizens or residents looking for significant financing to purchase a vehicle.

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NCBA Bank Personal Loan

NCBA Bank

Personal
APR 15.0–18.0%
Amount KSh20k–KSh5M
Term 12–72 mo
Speed ⚡ 2-5 business days

Best for: This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.

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Equity Bank Personal Loan

Equity Bank

Personal
APR 14.0–17.0%
Amount KSh10k–KSh5M
Term 12–72 mo
Speed ⚡ 1-3 business days

Best for: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

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Stanbic Bank Unsecured Personal Loan

Stanbic Bank Kenya

Personal
APR 11.0–14.0%
Amount KSh50k–KSh5M
Term 12–72 mo
Speed ⚡ 2-5 business days

Best for: This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

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KCB Bank Personal Loan

KCB Bank

Personal
APR 15.0–18.0%
Amount KSh10k–KSh5M
Term 12–72 mo
Speed ⚡ 2-5 business days

Best for: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

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Branch Personal Loan

Branch

Personal
APR 24.0–108.0%
Amount KSh250–KSh70k
Term 1–12 mo
Speed ⚡ Minutes

Best for: This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.

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ABSA Bank Kenya Personal Loan

ABSA Bank Kenya

Personal
APR 13.0–16.0%
Amount KSh50k–KSh5M
Term 12–72 mo
Speed ⚡ 2-3 business days

Best for: Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.

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Zenka Personal Loan: Quick Mobile Loans

Zenka

Personal
APR —
Amount KSh500–KSh30k
Term 1–1 mo
Speed ⚡ Minutes

Best for: This loan is ideal for individuals needing fast cash for emergencies or unexpected expenses, especially those familiar with M-PESA transactions.

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Standard Chartered Kenya Personal Loan

Standard Chartered Kenya

Personal
APR 12.0–15.0%
Amount KSh50k–KSh7M
Term 12–72 mo
Speed ⚡ 2-3 business days

Best for: This loan is best for individuals seeking significant funding without collateral and those wanting the security of retrenchment cover.

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Latest from the blog

Comparing Personal Loans: Low Rates vs. Fast Approval

Explore personal loans with rates from 11% to 219% and terms up to 96 months. Find the right option for your financial needs.