Compare loan options

Compare personal loans

Estimated APR, monthly payment ranges, and repayment terms — side by side. Rates may vary by lender.

Browse by need

No guaranteed approval. Compare total cost including fees before proceeding. Continue to lender or partner for full terms.

Recently added

FairMoney Personal Loan

FairMoney

Personal
APR 24–456%
Amount ₦1.5k–₦5M
Term 1–36 mo
Speed ⚡ 5 minutes

Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

Check rates →

QuickCheck Personal Loan

QuickCheck

Personal
APR 60.0%
Amount ₦1.5k–₦1M
Term 1–12 mo
Speed ⚡ 5 minutes

Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

Check rates →

Carbon Personal Loan

Carbon

Personal
APR 54–195%
Amount ₦2.5k–₦1M
Term 2–12 mo
Speed ⚡ minutes

Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

Check rates →

Branch Personal Loan

Branch

Personal
APR 36.0–99.0%
Amount ₦6k–₦1M
Term 4–52 mo
Speed ⚡ minutes to 24 hours

Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

Check rates →

UBA Personal Loan

UBA

Personal
APR 28.5–32.0%
Amount ₦200k
Term 6–60 mo
Speed ⚡ Bank review and disbursement to salary account

Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

Check rates →

GTBank Salary Advance Personal Loan

GTBank

Personal
APR 35.4%
Amount ₦5k–₦5M
Term 1–12 mo
Speed ⚡ instant

Best for: This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.

Check rates →

First Bank of Nigeria Personal Loan

First Bank of Nigeria

Personal
APR 20.0–28.0%
Amount ₦200k
Term 6–60 mo
Speed ⚡ bank review and disbursement to salary account

Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

Check rates →

Stanbic IBTC Personal Loan

Stanbic IBTC

Personal
APR 48.0%
Amount ₦100k
Term 6–24 mo
Speed ⚡ instant approval

Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

Check rates →

Kuda Bank Overdraft

Kuda

Personal
APR 30.0–108.0%
Amount ₦5k–₦250k
Term 1–12 mo
Speed ⚡ minutes

Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

Check rates →

Renmoney Personal Loan

Renmoney

Personal
APR 25.44–31.8%
Amount ₦50k
Term 3–24 mo
Speed ⚡ fast app-based approval

Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

Check rates →

Latest from the blog

Debunking Personal Loan Myths: What You Really Need to Know

Discover the truth about personal loans, from hidden fees to approval myths, and make informed borrowing decisions.

Debunking Personal Loan Myths: What You Need to Know

Uncover common misconceptions about personal loans, from hidden fees to eligibility myths. Get the facts before you apply.