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Compare personal loans

Estimated APR, monthly payment ranges, and repayment terms — side by side. Rates may vary by lender.

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NIC ASIA Bank Personal Loan

NIC ASIA Bank

Personal
APR 6.8–8.8%
Amount Rs100k–Rs1.5M
Term 12–84 mo
Speed ⚡ Standard processing, 2-3 working days

Best for: Salaried employees and pensioners in Nepal looking for a personal loan up to NPR 15 lakh.

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Sanima Bank Personal Loan

Sanima Bank

Personal
APR 6.55–8.55%
Amount Rs100k–Rs7.5M
Speed ⚡ Standard processing, documentation required

Best for: This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.

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Laxmi Sunrise Bank Personal Loan

Laxmi Sunrise Bank

Personal
APR 5.99–7.99%
Amount Rs100k–Rs1.5M
Term 12–60 mo
Speed ⚡ Standard processing

Best for: Nepalese citizens with stable salaries who seek a personal loan for expenses like education or home improvement.

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Global IME Bank Personal Loan

Global IME Bank

Personal
APR 6.17–8.17%
Amount Rs100k–Rs1.5M
Term 12–60 mo
Speed ⚡ Standard processing

Best for: It's best for salaried individuals looking for a reliable personal loan option in Nepal.

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Nepal Bank Personal Term Loan

Nepal Bank Limited

Personal
APR 6.95–7.95%
Amount Rs100k–Rs1.5M
Term 12–120 mo
Speed ⚡ Standard processing, government bank pace

Best for: Best suited for Nepalese citizens with a steady income seeking manageable loan terms.

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Nabil Bank Professional Loan

Nabil Bank

Personal
APR 5.99–7.99%
Amount Rs100k–Rs1.5M
Term 12–84 mo
Speed ⚡ Quick disbursal with minimal documentation

Best for: Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.

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Himalayan Bank Personal Loan

Himalayan Bank

Personal
APR 5.95–9.45%
Amount Rs100k–Rs5M
Speed ⚡ Standard processing, collateral evaluation required

Best for: This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.

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Discover the best personal loans for August, from low rates to flexible terms. Compare before you apply and find the right fit for your needs.