Compare loan options

Compare personal loans

Estimated APR, monthly payment ranges, and repayment terms — side by side. Rates may vary by lender.

No guaranteed approval. Compare total cost including fees before proceeding. Continue to lender or partner for full terms.

Recently added

Home
APR 4.19–6.39%
Term 6–360 mo

Best for: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.

Auto
APR 7.99–24.99%
Amount $2k–$100k
Term 36–84 mo
Speed ⚡ Rate check with no credit score impact

Best for: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.

Consolidation
APR 9.95–29.95%
Amount $500–$50k
Term 3–84 mo
Speed ⚡ Money within 24 hours of approval

Best for: This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.

Personal
APR 7.99–24.99%
Amount $2k–$100k
Term 36–84 mo
Speed ⚡ Quote in minutes, funding can be as fast as 9 minutes

Best for: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.

ANZ Car Loan

ANZ New Zealand

Auto
APR 13.9%
Amount $3k–$50k
Term 6–84 mo
Speed ⚡ Within 5 business days

Best for: Ideal for those seeking a reliable lender with no application fees and quick approval times.

Westpac Car Loan

Westpac New Zealand

Auto
APR 6.49–12.99%
Amount $2k–$50k
Term 6–60 mo
Speed ⚡ 1-3 business days

Best for: Ideal for NZ residents looking for fixed-rate car loans with flexible terms and quick approval.

Auto
APR 12.95%
Amount $2k–$50k
Term 6–84 mo
Speed ⚡ 1-3 business days

Best for: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.

Personal
APR 12.9–19.95%
Amount $2k–$50k
Term 6–84 mo

Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

Auto
APR 8.95–19.95%
Amount $2k–$100k
Term 12–84 mo
Speed ⚡ Same day decision

Best for: This loan is ideal for NZ residents aged 18 and over who have a regular income and need quick access to vehicle financing.

Personal
APR 13.9–19.9%
Amount $2k–$50k
Term 6–60 mo

Best for: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

Auto
APR 9.95–29.95%
Amount $2k–$50k
Term 12–84 mo
Speed ⚡ Fast online approval

Best for: This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.

Personal
APR 11.5–15.5%
Amount $1k–$30k
Term 6–60 mo
Speed ⚡ 1-3 business days

Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

Auto
APR 9.4–12.15%
Amount $5k–$75k
Term 12–60 mo
Speed ⚡ Quick online application

Best for: It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.

Personal
APR 12.99–18.99%
Amount $2k–$30k
Term 12–60 mo

Best for: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.

Auto
APR 8.55–11.7%
Amount $5k–$100k
Term 12–60 mo
Speed ⚡ Apply online or through dealer network

Best for: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.

Personal
APR 7.99–13.9%
Amount $2k–$50k
Term 6–60 mo

Best for: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.